Retail buyer
Often seeks conventional financing and may request inspections, repairs, an appraisal, or closing-cost help.
For sale by owner
A FSBO seller may hear from retail buyers, investors, or agents. Some people will ask for different terms. The important part is knowing who can perform and what each proposal means for your final result.
More buyers to reach
Some buyers use a standard mortgage. Others ask about lease-to-own, seller financing, or a direct sale.
Often seeks conventional financing and may request inspections, repairs, an appraisal, or closing-cost help.
Buys as-is and takes on more of the work. Compare the lower preparation burden with the proposed price.
Lease-option and seller-financing proposals require clear documents, buyer qualification, and professional closing support.
Do not sign because someone created artificial urgency. Ask for the full proposal in writing, check the buyer’s ability to perform, and use the title, legal, lending, or servicing professionals appropriate for the transaction.
FSBO property review
Share the house, asking price, and any offers or questions you have received.