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Vacant house

An empty house still costs money and needs attention.

Insurance, utilities, taxes, yard care, security, weather or vandalism. Leaks and deferred maintenance can keep adding risk while a vacant property waits for a plan.

Reduce avoidable risk

Do not let vacancy make the decision for you.

First protect the property. Then compare what it would take to prepare, rent, or sell it.

Secure and document it

Confirm doors, windows, utilities, water shutoffs, exterior condition, mail, yard care, and regular inspections. Photograph the current condition.

Check the insurance

Tell the insurer the truth about occupancy. Vacancy may change coverage requirements, exclusions, premiums, or the steps needed to keep protection in force.

Choose a property plan

Compare repairs and listing, renting, or an as-is sale. Include monthly carrying costs and the risk that condition worsens during the wait.

Vacant-house review

How long has the property been empty?

Share the condition, access, monthly costs, and what you want to stop carrying.

Submitting this form does not obligate you to repair, rent, or sell the property.