Secure and document it
Confirm doors, windows, utilities, water shutoffs, exterior condition, mail, yard care, and regular inspections. Photograph the current condition.
Vacant house
Insurance, utilities, taxes, yard care, security, weather or vandalism. Leaks and deferred maintenance can keep adding risk while a vacant property waits for a plan.
Reduce avoidable risk
First protect the property. Then compare what it would take to prepare, rent, or sell it.
Confirm doors, windows, utilities, water shutoffs, exterior condition, mail, yard care, and regular inspections. Photograph the current condition.
Tell the insurer the truth about occupancy. Vacancy may change coverage requirements, exclusions, premiums, or the steps needed to keep protection in force.
Compare repairs and listing, renting, or an as-is sale. Include monthly carrying costs and the risk that condition worsens during the wait.
Vacant-house review
Share the condition, access, monthly costs, and what you want to stop carrying.